Elite, the leading enterprise SaaS platform designed specifically for the legal industry, has announced a strategic partnership with Slope, an AI-powered credit and risk infrastructure company backed by J.P. Morgan and Sam Altman, to introduce an AI-driven "Pay Later" financing option tailored for legal services. This integration embeds intelligent, real-time credit solutions directly into Elite’s Payments platform—a fully integrated invoice management system within the 3E SaaS ecosystem—allowing law firms to offer clients flexible payment terms of two to six months at the moment an invoice is issued. Powered by Slope’s proprietary AI underwriting engine, the solution delivers instant credit assessments and approval decisions, enabling immediate access to funds. This eliminates delays, reduces administrative burden, and accelerates cash flow for law firms, while giving clients greater payment flexibility. Late payments remain a persistent challenge for law firm finance teams. According to recent research by Elite, nearly 40% of surveyed firms reported that at least half of their clients pay invoices late, with an average accounts receivable period of 83 days. The new Pay Later feature offers a proactive solution to improve collections and strengthen client relationships. Elisabet Hardy, Chief Product Officer at Elite, said the partnership represents a fundamental shift in how law firms manage financial operations. “This isn’t just about payments—it’s about empowering firms with built-in financial agility. By embedding Slope’s intelligent financing directly into our platform, we’re enabling firms to turn work into revenue faster, reduce write-offs, and gain real-time visibility into their cash flow. It’s another example of how AI-driven innovation is transforming legal operations.” Lawrence Lin Murata, CEO and Co-founder of Slope, highlighted the broader impact of bringing advanced financial tools to professional services. “The legal industry has historically lagged in offering client-friendly billing options. Our AI platform brings the same intelligence used by major marketplaces like Walmart and Alibaba to professional services—where demand for flexible financing is growing. This integration with Elite demonstrates how AI can simplify complex financial workflows without sacrificing compliance or control.” The Pay Later solution is available to law firms using Elite Payments, with credit decisions made in real time and funding released instantly. It is designed to maintain strict regulatory standards while improving efficiency across the billing lifecycle. Slope is a financial technology company, not a bank. Credit products are originated by Lead Bank, Member FDIC. J.P. Morgan provides a debt facility to Slope in connection with this program but does not directly originate, underwrite, or service the credit lines offered through the Elite platform. The collaboration marks a significant step forward in modernizing legal billing, turning financial operations into a strategic asset for law firms worldwide.