Standard Chartered and Ant International Launch AI-Powered Treasury and FX Management Solution to Enhance Global Liquidity and Reduce Costs

Standard Chartered and Ant International have announced a strategic collaboration to launch an AI-powered Treasury and FX Management Solution, combining Ant International’s Falcon Time-Series Transformer (TST) Model with Standard Chartered’s Aggregated Liquidity Engine (SCALE). The integration marks a significant advancement in real-time foreign exchange (FX) forecasting and risk management, supporting seamless, 24/7 cross-border transactions. As Pathfinder institutions in Singapore’s MAS PathFin.ai programme, both companies are driving innovation in the financial sector. This partnership builds on their existing collaboration in blockchain technologies and aims to reduce FX costs while improving liquidity and risk management for Ant International and its global clients. The Falcon TST Model, a transformer-based AI system with nearly 2 billion parameters, leverages advanced time-series forecasting algorithms to analyze vast historical datasets. It enables highly accurate predictions of cashflow and FX exposure on an hourly, daily, and weekly basis, achieving over 90% accuracy. The model is already used to process more than 60% of Ant International’s FX-related transactions, helping to reduce client FX hedging costs by up to 60% and liquidity management costs by up to 50%. Standard Chartered’s SCALE platform provides guaranteed FX rates and multi-currency settlement capabilities around the clock, supported by the bank’s global network. By integrating Falcon TST with SCALE, the solution delivers real-time, AI-driven FX forecasting and risk mitigation, enabling businesses to respond swiftly to market volatility and optimize their international operations. Madhu Menon, Global Head of SC PrismFX Sales at Standard Chartered, highlighted the importance of this innovation: “We continue to invest in cutting-edge technology to help clients manage risks effectively, especially in uncertain times. This collaboration sets a new standard for AI-powered FX management and positions us at the forefront of treasury innovation.” Kelvin Li, General Manager of Platform Tech at Ant International, added, “Expanding our partnership with Standard Chartered is a key milestone in our mission to deliver next-generation cross-border payment solutions. By combining our technological expertise with Standard Chartered’s robust banking infrastructure, we are empowering businesses to manage global liquidity more efficiently and securely.” The solution is part of Standard Chartered’s broader FX Automation Programme, designed to meet the growing demand for real-time, multi-currency transaction capabilities. As cross-border trade and digital finance continue to expand, both companies are committed to advancing technology-driven financial services that support global commerce. Standard Chartered, with a 166-year presence in Singapore, operates through Standard Chartered Bank (Singapore) Limited, a well-rated institution with strong credit fundamentals and a leading role in the country’s financial ecosystem. It is home to the bank’s global leadership, technology operations, and SC Ventures, its innovation hub. Ant International, headquartered in Singapore, operates across Asia, Europe, the Middle East, and Latin America, providing digital payment and financial technology solutions to financial institutions and merchants worldwide. The company is a key player in promoting inclusive digital finance through its unified techfin platform. Together, Standard Chartered and Ant International are shaping the future of global treasury and FX management through AI, innovation, and deep technological integration.